Skip to main content
For money that isn’t all in one currency

Your money, counted once. That’s it.

Log income and expenses, keep installment plans from blowing up the month, and roll everything into the currency you care about. No spreadsheet gymnastics.

  • No double counting
  • Installments that make sense
  • Streaks if you like a nudge
Dashboard previewDemo data

Net

€1,694.50

+12.4%vs previous period

Income

€4,900.00

Expenses

€2,905.50

Income and expenses

Last 6 months

Income and expenses across 6 periods. Income totals €4,900.00, expenses total €2,905.50.

Why bother

Stuff that actually helps

Skip the fluff. Here’s what changes when you use CashIt day to day.

  • Totals you can trust

    A purchase, an installment payment, and money you moved to savings aren’t the same thing. We keep them apart so “spent this month” means cash that left.

  • Installments without the scare

    Bought a laptop on 12 months? We don’t dump the whole price on day one. Down payment and each installment show up when you actually pay.

  • One currency for the big picture

    Pay in whatever you paid in. Pick a reporting currency for the dashboard. Missing rates get flagged instead of quietly guessed.

  • A little push to keep going

    Streaks and small achievements show up when you log regularly, stick to a budget, or finish a plan. Optional, but nice when life gets busy.

The overview

Can I afford this? That’s the question.

Net, income, and expenses in one place. Same math you’ll get once your own numbers are in.

Dashboard previewDemo data

Net

€1,694.50

+12.4%vs previous period

Income

€4,900.00

+10.9%vs previous period

Expenses

€2,905.50

-12.2%vs previous period

Installments

€300.00

Not an expense

Income and expenses

Last 6 months

Income and expenses across 6 periods. Income totals €4,900.00, expenses total €2,905.50.

Where it went

Spending by category this month

Spending split across 7 categories, totalling €2,905.50.

These are sample numbers. Yours replace them.

Day to day

What came in, what went out

Add what’s already happened. Keep next month’s salary as “expected” until it lands, so it doesn’t fake your balance today.

  • Categories so you can see patterns later
  • Expected money stays out of real totals until it’s real
  • Filter by date, category, or status when you’re hunting something

Recent activity

Demo data
  • Monthly salarySalary · Oct 1, 2026
    +€4,900.00
  • Weekly groceriesGroceries · Oct 5, 2026
    -€86.40
  • Transit passTransportation · Oct 6, 2026
    -€49.00
  • Client invoiceFreelance · Oct 18, 2026
    +€650.00Expected

More than one currency

Spend how you spend. Report how you think.

If you’ve got euros in one pocket and dollars in another, you shouldn’t need a side spreadsheet. We keep the original currency and convert for the overview.

  • Each amount keeps the currency you paid in
  • You own the rates. Refresh or enter them yourself
  • If a rate’s missing, we tell you. We don’t invent one

In your reporting currency

Demo data
  • $1,250.00€1,150.00
    Converted at 0.92 on Oct 2, 2026
  • £340.00€394.40
    Converted at 1.16 on Oct 2, 2026
  • CHF 80.00No rate yet

Installments

The price tag isn’t the expense. The payments are.

Phone plans, courses, furniture. CashIt lays out the schedule and only counts money when it leaves. The full purchase doesn’t get booked twice.

  • Day one doesn’t eat the whole price as an expense
  • Only cash out is counted
  • Paid, due, and left. Easy to scan

Laptop, 10 payments

Demo data
  • Purchase price
    €1,200.00Not an expense
  • Down payment
    €200.00In your expenses
  • Payments made
    €300.00In your expenses

3 of 10 paid

In expenses so far€500.00

When you dig deeper

What changed, and what caused it

Compare this month to last. See which category jumped. Open the transactions behind a chart. Export if you need a file for someone else.

  • This period vs the one before
  • From chart to the actual lines
  • CSV or PDF of what you’re looking at

When you dig deeper

Demo data
34.6%
Savings rate
Biggest categoryRent, 36.1% of spending
Expenses-12.2%vs previous period

Budgets and goals

A limit that warns you. A goal that isn’t “spending”.

Cap a category for the month and watch what’s left. Money you put toward a savings goal doesn’t get treated like you blew it on lunch.

  • Monthly caps per category
  • A nudge before you go over
  • Savings goals stay out of your expense total

This month’s budgets

Demo data
GroceriesOn track
€540.50 of €700.00
RestaurantsClose to limit
€285.00 of €320.00
EntertainmentOver limit
€215.00 of €180.00
68%
Vacation fund€1,360.00 of €2,000.00

Streaks and achievements

Small wins for showing up

Achievements match things you already do in CashIt: first expense, two currencies, a budget you stuck to, an installment you paid off.

  • 7- and 30-day streaks if you keep logging
  • Budgets, goals, and paid-off plans count
  • The point is the habit, not a scoreboard

Your streak

12-day streak

Log again tomorrow to keep it

Unlocked
  • First expense
  • 7-day streak
  • Two currencies
  • NextWithin budget

Try it with a few real numbers

Make an account, add what’s already in your head, and see if the totals feel honest.